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Program I · Private Credit

First Position Mortgage Investment Program.

Asset-backed private credit designed for Accredited Investors who want fixed, predictable yield secured by a specific residential property — documented and recorded to institutional standards.

Indicative Terms

What an investment in the program looks like.

Each opportunity is offered against a specific underlying asset. Indicative terms below; final terms are documented in the closing package for each individual investment.

Structure
Private mortgage loan to CFI affiliate, secured by a specific single-family residence
Security Position
First-position recorded mortgage · promissory note · named insured endorsement
Asset Class
Workforce and owner-occupant grade single-family homes, Metro Detroit
Yield Profile
Fixed contractual interest rate, paid on a scheduled basis
Term
Typically 12–24 months, with renewal options
Minimum Investment
Discussed during consultation — varies by deal
Investor Eligibility
Accredited Investors and qualified Foreign Investor Partners
Reporting
Closing package, recorded documents, and quarterly performance reporting
Investor Protections

Six protections in the structure — by design.

Recorded First-Position Mortgage

Your security interest is filed of record against the title of a specific property — not a pooled, opaque obligation.

Promissory Note in Investor's Name

An executed promissory note evidences the loan, the rate, and the repayment schedule. You hold an enforceable contract.

Named on the Insurance Policy

Investor is named as mortgagee or loss payee on the property's insurance policy for the term of the loan.

Conservative Loan-to-Cost

Deals are underwritten so the loan principal sits well below the as-is value of the asset, leaving a real equity cushion.

Scheduled Cash Interest

Contractual interest paid on a scheduled basis — investors receive cash, not paper accruals.

Defined Term, Defined Exit

Every loan has a defined maturity and a defined exit — refinance, sale to owner-occupant, or pre-arranged renewal.

How It Works

From qualified introduction to capital return.

01
Qualify

Brief consultation, investor accreditation verification, and program fit discussion.

02
Receive an Offering

When a specific property and structure fits your objectives, you receive the asset summary and indicative terms.

03
Document & Fund

Title work, mortgage and note prepared by counsel, insurance endorsed, and funds wired to closing.

04
Earn & Report

Receive scheduled interest payments and quarterly written reporting through the term of the loan.

05
Exit

Loan is repaid in full at maturity through refinance, sale of the asset, or pre-arranged renewal.

Eligibility

Who this program is built for.

The First Position Mortgage Program is offered to Accredited Investors and qualified Foreign Investor Partners seeking asset-backed yield with conservative risk parameters.

It tends to fit investors who prioritize predictability of income and security of principal over upside participation, and who want a specific, identifiable asset behind every dollar deployed.

This material is informational only and is not an offer to sell or solicitation to buy securities. All investments carry risk, including loss of principal.

Next Step

Review current opportunities under NDA.

Begin with a private thirty-minute consultation. We'll discuss objectives, eligibility, and live pipeline.